45ph Privacy Policy

This Privacy Policy ("Policy") describes how 45ph ("the Platform," "we," "us," or "our") collects, uses, stores, and protects the personal information of users ("Player," "you," or "your") who access or use the 45ph website, mobile interface, and all related services (collectively, the "Services").

45ph is committed to protecting the privacy and personal data of all players in accordance with Republic Act No. 10173, also known as the Data Privacy Act of 2012 of the Philippines, and its implementing rules and regulations. This Policy applies to all personal data collected through the 45ph platform, whether provided directly by you during registration, collected automatically during your use of the Services, or obtained from third-party sources.

By accessing the 45ph platform or completing the registration process, you acknowledge that you have read and understood this Privacy Policy and consent to the collection and processing of your personal data as described herein. If you do not agree with this Policy, please discontinue use of the 45ph platform immediately.

45ph collects the following categories of personal data from players and platform users:

45ph does not intentionally collect sensitive personal information beyond what is strictly necessary for identity verification, regulatory compliance, and responsible gaming obligations.

45ph collects personal data through the following means:

• Direct Submission: Information you provide when registering a 45ph account, completing KYC verification, making deposits or withdrawals, contacting support, or participating in promotions.
• Automated Collection: Technical and usage data collected automatically when you access the 45ph platform, including through cookies, web beacons, and server logs.
• Payment Processors: Transaction reference data received from payment partners such as GCash, PayMaya, BPI, BDO, and Metrobank when you conduct financial transactions on the platform.
• Identity Verification Providers: Data received from third-party KYC and identity verification services used to confirm your identity and age in compliance with Philippine regulations.
• Fraud Prevention Services: Risk signals and device fingerprint data from fraud detection partners used to protect the integrity of the 45ph platform.

45ph uses the personal data we collect for the following purposes:

• Account Management: To create, maintain, and manage your 45ph account, including processing your 45ph Login credentials and account preferences.
• Service Delivery: To provide access to games, process deposits and withdrawals, credit bonuses, and deliver all platform features.
• Identity & Age Verification: To verify that you meet the 21+ age requirement and confirm your identity as required by Philippine gaming regulations.
• Regulatory Compliance: To fulfill our obligations under Philippine law, including anti-money laundering (AML) reporting, PAGCOR compliance requirements, and the Data Privacy Act of 2012.
• Fraud Prevention & Security: To detect, investigate, and prevent fraudulent activity, unauthorized account access, and other security threats to the 45ph platform.
• Responsible Gaming: To monitor gaming behavior, identify potential problem gambling indicators, and administer self-exclusion or account restriction tools where appropriate.
• Customer Support: To respond to your inquiries, resolve disputes, and provide assistance through the 45ph support team.
• Platform Improvement: To analyze usage patterns, conduct performance testing, and improve the features and user experience of the 45ph platform.
• Marketing Communications: To send you promotional offers, bonus notifications, and platform updates where you have provided consent to receive such communications. You may opt out at any time.

Under the Philippine Data Privacy Act of 2012, 45ph processes your personal data on the following legal bases:

• Contractual Necessity: Processing required to fulfill our obligations under the 45ph Terms & Conditions, including account management, payment processing, and service delivery.
• Legal Obligation: Processing required to comply with applicable Philippine laws and regulations, including AML obligations, PAGCOR licensing requirements, and tax reporting.
• Legitimate Interests: Processing necessary for the legitimate interests of 45ph, including fraud prevention, platform security, and responsible gaming monitoring, where such interests are not overridden by your rights and freedoms.
• Consent: Processing based on your freely given, specific, and informed consent, including for marketing communications and non-essential cookies. You may withdraw consent at any time without affecting the lawfulness of prior processing.

45ph does not sell or rent your personal data to third parties. We may share your data with the following categories of recipients only to the extent necessary for the purposes described in this Policy:

• Payment Service Providers: GCash, PayMaya, BPI, BDO, Metrobank, and other approved Philippine payment processors, for the purpose of processing deposits and withdrawals.
• Identity Verification Partners: Third-party KYC providers engaged to verify your identity and age in compliance with Philippine regulatory requirements.
• Game Content Providers: Licensed game studios and software providers whose games are available on the 45ph platform, to the extent necessary for game delivery and integrity monitoring.
• Fraud Prevention & Security Vendors: Specialist providers engaged to detect and prevent fraudulent activity on the platform.
• Regulatory Authorities: PAGCOR, the Anti-Money Laundering Council (AMLC), the National Privacy Commission (NPC), and other Philippine government bodies, where disclosure is required by law or regulatory obligation.
• Professional Advisors: Legal counsel, auditors, and compliance consultants engaged by 45ph, subject to strict confidentiality obligations.

45ph uses cookies and similar tracking technologies to enhance your experience on the platform. The following types of cookies may be used:

• Essential Cookies: Required for the platform to function correctly, including maintaining your 45ph Login session and remembering your security preferences. These cannot be disabled without affecting platform functionality.
• Performance Cookies: Used to collect anonymized data about how players use the 45ph platform, helping us identify areas for improvement and optimize page load times.
• Functional Cookies: Used to remember your preferences, such as language settings and display options, to provide a more personalized experience.
• Analytics Cookies: Used to analyze traffic patterns and player behavior on the platform in aggregate form. This data does not identify individual players.

You can manage or disable non-essential cookies through your browser settings at any time. Please note that disabling certain cookies may affect the functionality of the 45ph platform. For more information on managing cookies, refer to your browser's help documentation.

45ph retains personal data only for as long as necessary to fulfill the purposes for which it was collected, or as required by applicable Philippine law. The following general retention periods apply:

• Account Data: Retained for the duration of your active 45ph account, plus a minimum of five (5) years following account closure, in compliance with AML and regulatory record-keeping requirements.
• Transaction Records: Retained for a minimum of five (5) years from the date of each transaction, as required by Philippine AML regulations.
• KYC Documents: Retained for the duration of your account plus five (5) years following closure, or longer if required by applicable law.
• Support Communications: Retained for up to three (3) years from the date of the last interaction, unless a longer period is required for dispute resolution or legal proceedings.
• Technical & Usage Data: Retained for up to two (2) years from collection, after which it is anonymized or deleted.

Upon expiry of the applicable retention period, personal data is securely deleted or anonymized in accordance with 45ph's data disposal procedures.

45ph implements a range of technical and organizational security measures to protect your personal data against unauthorized access, disclosure, alteration, or destruction. These measures include:

• SSL/TLS encryption for all data transmitted between your device and the 45ph platform.
• Encryption of sensitive data at rest, including financial information and identity documents.
• Access controls limiting personal data access to authorized 45ph personnel on a need-to-know basis.
• Regular security assessments and penetration testing of the 45ph platform infrastructure.
• Multi-factor authentication options for player accounts to reduce the risk of unauthorized 45ph Login access.
• Incident response procedures to detect, contain, and report data breaches in accordance with the Data Privacy Act of 2012.

Under the Philippine Data Privacy Act of 2012, you have the following rights with respect to your personal data held by 45ph:

• Right to Be Informed: The right to know what personal data 45ph collects about you and how it is used, as described in this Privacy Policy.
• Right of Access: The right to request a copy of the personal data 45ph holds about you, along with information about how it is processed.
• Right to Rectification: The right to request correction of any inaccurate or incomplete personal data held by 45ph.
• Right to Erasure: The right to request deletion of your personal data where it is no longer necessary for the purposes for which it was collected, subject to applicable legal retention obligations.
• Right to Object: The right to object to the processing of your personal data for direct marketing purposes or where processing is based on legitimate interests.
• Right to Data Portability: The right to receive your personal data in a structured, commonly used format where technically feasible.
• Right to Lodge a Complaint: The right to file a complaint with the National Privacy Commission (NPC) of the Philippines if you believe your data privacy rights have been violated.

To exercise any of these rights, please contact the 45ph Data Protection team through our support channels. We will respond to all verified requests within fifteen (15) business days. We may require proof of identity before processing your request.

The 45ph platform is strictly intended for adults who are 21 years of age or older, in accordance with Philippine gambling laws. 45ph does not knowingly collect personal data from individuals under the age of 21.

If we become aware that personal data has been collected from a person under 21 years of age, we will take immediate steps to delete that data and close the associated account. If you believe that a minor has registered on the 45ph platform, please contact our support team immediately so that we can investigate and take appropriate action.

45ph reserves the right to update or amend this Privacy Policy at any time to reflect changes in our data practices, applicable Philippine law, or regulatory requirements. When material changes are made, we will notify registered players via email or a prominent notice on the 45ph platform prior to the changes taking effect.

The "Last Updated" date at the top of this Policy indicates when the most recent revision was made. We encourage you to review this Policy periodically to stay informed about how 45ph protects your personal data. Continued use of the platform following any update constitutes your acceptance of the revised Policy.

If you have any questions, concerns, or requests regarding this Privacy Policy or the handling of your personal data by 45ph, please contact our Data Protection team through the following channels:

You also have the right to lodge a complaint directly with the National Privacy Commission (NPC) of the Philippines if you are not satisfied with our response to your privacy concern.

This Privacy Policy was last updated on January 1, 2026. 45ph is committed to maintaining the highest standards of data privacy and protection for all players on the platform.